Payment methods
You can pay with the following payment methods
Payment service provider
Paytrail Oyj (2122839-7) operates as the payment intermediary service provider and in cooperation with Finnish banks and credit institutions. Paytrail Oyj appears as the recipient of the payment on the bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license. In cases of complaints, we ask that you first contact the supplier of the product.
Paytrail is a safe payment method for you. They have a payment institution license granted by the Financial Supervisory Authority.
Paytrail Oyj, business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 Jyväskylä
https://www.paytrail.com/en/consumer/information-about-paying
Verkkokaupan kaikki ostokset on turvattu SSL (Secure Socket Layer) -yhteydellä https://www.ssl.com/faqs/faq-what-is-ssl/
Walley Invoice/Part Payment
Flexibility and freedom of choice - pay all at once or in installments, at the pace you choose
Invoice and account credit give you more time to pay for your online shopping purchases. Using them, you can wait for your order to arrive in peace before paying for it. You can make the payment either at once with an invoice or in smaller parts with an account credit, in which case you can pay the amount that suits you best every month and spread the payment over a maximum of 36 months.
Free payment time with an invoice - safe and easy transaction
With an invoice, you always get 30 days of interest-free payment time for your online shopping. The long payment period enables you to check your purchase and, if necessary, return it before the invoice is due.
To take advantage of the payment period, you need a positive credit decision, which is easy to apply for when making a purchase. You can apply for it if you are at least 18 years old and have a Finnish social security number and a permanent, official home address in Finland. Your credit information is also checked from Bisnode Finland Oy's register.
The payment method can be used for purchases of up to 5,000€
When you have received a positive credit decision and confirmed the purchase transaction, you will receive an invoice for your purchase in your email. If you want to pay the bill in smaller parts and with a payment period that suits you better (1-36 months), you should enter into a credit agreement regarding continuous credit with Norion Bank AB by logging into My Pages at my.walley.fi. Upon signing the credit agreement, you will be granted a credit limit that can be used for subsequent purchases in accordance with the credit terms.
When you have a valid credit agreement, you should only pay the minimum amount stated on the invoice you received by the due date, but you can also pay a larger amount if you wish. After that, you will be sent a monthly invoice by e-mail until the loan is fully paid. If you wish, you can always reduce your credit in installments larger than the minimum amount stated on the invoice.
Credit costs and credit example: In TheBoardSpot online store, campaign conditions apply, according to which the interest on the account credit is 19.2% expressed as a nominal annual interest rate and the monthly payment is €2.95 per month (€3.80 on the first bill). If the granted credit limit is €1,000 and it has been used in its entirety for purchases made from TheBoardSpot online store and the credit is repaid within 36 months, with the applicable campaign terms, the effective annual interest rate is 28.6%, the total amount of credit costs is €403, the total amount to be paid is €1,403 and the number of installments is 36. Late payments will be charged with statutory reminder fees and collection costs, as well as interest for the delayed period.
Credit terms
The issuer of the invoice and credit is Norion Bank AB, organization number 556597-0513, which is the registered owner of the Walley trademark.
Lilla Bommens Torg 11, Box 11914, SE-404 39.
More information https://www.norionbank.se/en-SE
You can get complete terms and information about Walley Invoice and Account Credit from the following links:
More detailed service description: https://www.walleypay.com/customer-service/
General invoicing and account credit terms: https://cdn.walleypay.com/terms/Terms_FI_En.pdf
Standard European consumer credit terms https://cdn.walleypay.com/terms/SECCI_FI_En.pdf
